Our final event, What Does the Future Look Like for the Construction Industry? shared a look into 2021 for contractors, as well as related industry segments throughout the NJ region.

 TD Bank Economist Admir Kolaj shared predictions for 2021, answering such questions as:

  • Will Feds raise interest rates in 2021?
  • Which segments are expected to have the fastest recovery?
  • How could the Senate run-off rate affect your business?
  • How does Biden’s immigration policy affect future GDP?
  • Which industries will be in high demand in 2021?
  • How will the COVID vaccine affect our economy?

To watch the full recording, click here

Presenters included TD Economist, Admir Kolaj, with expert remarks on finance, insurance and surety by Larry Cohen, Executive VP of BCA Insurance Group and Rob Curley, market president, TD Bank, South Jersey/Coastal New Jersey.

The final event in our 3-part series, Navigating a Potential Minefield: The Pandemic, PPP & the Election, was geared to business owners and leaders in the construction industry looking for expert advice on how to grab a competitive edge in the era of COVID-19.

Learn from the Experts

Accounting and insurance experts Steve Beppel, CPA  from Avrio Solutions and  Larry Cohen from BCA Insurance Group will walk you through critically important decisions regarding job costing and financial statements, assessing risks and coverages, preparing accurate surety bonds and more. Rob Curley from TD Bank, is the moderator of this 3-part series. A TD Bank Economist will take a look at what contractors can expect post-pandemic and post Election Day.

Webinar #1: Maintaining Profits During a Pandemic

Webinar #1: Maintaining Profits During a Pandemic

Presenters:

Moderator for this event is Gregory Carlisle market vice president, TD Bank, South Jersey/Coastal New Jersey.

Topics include:

  • How to position your business to your best advantage
  • Are your financial statements hurting your company?
  • Exploring job costing and how it will impact profits
  • Understanding your business risks

Webinar #2: Financial and Surety Implications of PPP 

Webinar #2: Financial and Surety Implications of PPP

Presenters:

Moderator for this event is Rob Curley market president, TD Bank, South Jersey/Coastal New Jersey. 

Topics include:

  • PPP:  Is it a windfall or a problem?
  • How to avoid the impending PPP loan crisis
  • Ins and outs of PPP forgiveness
  • How to relate your PPP plans with your surety provider


Steven F. Beppel, CPA, Founder and CEO, Avrio Solutions

Avrio Solutions Founder and CEO Steven Beppel, CPA, learned early on the work ethic it takes to run a business and keep it thriving at the same time. As an accountant and business owner for the past 30 years, he’s been helping his clients maintain that same balance – many of whom are still with him today. Beppel understands the challenges his clients face within the transportation and construction industries. As such, he has crafted and sustained a successful business model for how to help these clients conquer the myriad of complications that stem from running a business in New Jersey and Pennsylvania. He has assembled a team of experts who help Avrio’s clients with the intricate details of accounting, Department of Labor regulations, risk assessments, pricing, cost analysis and more.
Over the past three decades, Beppel has built a solid practice based on relationships. His goal is to help his clients meet their goals and reach their dreams – and beyond. He is a graduate of Rutgers University and a member of the New Jersey Society of CPAs and American Institute of CPAs (AICPA).

Lawrence D. Cohen, Executive Vice President and Partner, BCA Insurance Group

Lawrence Cohen has been executive vice president and a partner at BCA Insurance Group since 2012. An expert insurance services executive, Cohen has delivered well-designed and thoughtful solutions for his clients worldwide for the past 30 years. He navigates the intricacies of complex terms and policies and provides risk management advice that helps his clients reduce costs, while offering effective coverage and services. As a partner in the BCA Insurance Group, he is responsible for attracting and retaining middle market clients by taking growth initiatives, such as the recent strategic affiliation with Saratoga Benefit Services. Cohen has a proven track record of scaling up organizations. Since joining BCA, the firm has more than doubled their client base. Cohen shares his expertise serving on two boards: The Advisory Board of Stockton University School of Business and the New Jersey Carnival and Amusement Safety Board.

Rob Curley, Market President, South Jersey, TD Bank

An experienced market leader and strong finance professional with a history of working in the banking industry, Rob Curley is skilled in commercial and small business analytical skills and deal structuring, retail banking, team building, and community engagement/fundraising. As Market President, South Jersey/Coastal New Jersey for TD Bank, he is responsible for the leadership and growth of a 100 store retail bank network, retail lending, government banking, and corporate giving as well as direct management of commercial and small business lending teams throughout Burlington, Camden, Gloucester, Cumberland, Salem, Monmouth, Ocean, Atlantic and Cape May Counties.

Gregory Carlisle, TD Bank – South Jersey Regional Vice President

As a Regional Vice President in the Southern New Jersey Market for TD Bank, America’s Most Convenient Bank, Gregory Carlisle leads Commercial and Small Business Banking teams throughout Gloucester, Cumberland, and Salem Counties as well as oversees all corporate sponsorship and charitable foundation giving throughout that footprint.

Gregory is a 20-year veteran of the Greater Philadelphia and US Mid Atlantic Banking scene where he has held various producer and leadership roles for large financial institutions in both retail and commercial banking. He began his banking career in 2000 originating home mortgages for a small mortgage banking firm in Suburban Philadelphia.  Shortly thereafter he joined First Union / Wachovia Bank as a Retail Licensed Investment Banker before quickly moving into a Relationship Manager role in their Commercial Business Banking Team which further led into credit approver and leadership roles. Through the years Gregory has held Senior Vice President Roles as Commercial Market Manager for Washington Mutual Savings and Loan Commercial Real Estate Division as well Business Banking Market Manager for international banking firm HSBC Bank. During his time in his leadership roles Gregory has led multiple Commercial Lending Teams in PA, NJ, DE, Northern VA, Washington D.C., and Maryland.

Lisa A. Post, Director of Surety, BCA Insurance Group

Lisa A. Post serves as director of BCA’s Surety Division. As the former owner and president of Post Surety Bonds, Lisa brings more than 30 years of experience in surety bond services, with a focus on the construction industry. As director, Post implements and oversees all bond services for BCA’s clients, including contract bonds, probate/court bonds, site performance bonds and commercial surety bonds. She has built and maintained a depth of strong relationships with underwriters and construction organizations. This gives her unmatched abilities to get deals done on behalf of her clients. From Fortune 2000 companies to small, emerging contractors, Post has earned their trust in spades.  She is a member of the Associated Building Contractors New Jersey, Associated Construction Contractors of New Jersey, Philadelphia Surety Claims Association, the Utility & Transportation Contractors Association and other professional organizations.